Business
25 least expensive states to live in

Published
1 month agoon

The cost of living is critical when deciding where to live, work, and do business. When housing, food, transportation, health care, clothing, and entertainment are more expensive, people need to earn more to maintain the standard of living they expect.
Over the last three decades, rising prices for many life essentials have made it harder for Americans to get by, according to the White House.
Stacker used data from the Council for Community and Economic Research to determine which states had the lowest cost of living in 2022.
Each state’s cost of living index was calculated using data from a voluntary survey to find the average index of metro areas and cities measured in each state. Data was rounded to the nearest tenth of a percent.
The Cost of Living Index is calculated based on the price of more than 60 goods and services. Each state’s index is a percentage of the U.S. average, set at 100. For example, a state with an index score of 90 has a cost of living 10% lower than the national average.
Stacker found that in 2022, most of the least expensive states were in the South and Midwest.
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#25. North Dakota
Average Cost of Living Index: 97.1
North Dakota’s booming economy, high median wages, and low state income taxes made this Midwestern state an affordable place to live in 2022. North Dakota’s unemployment rate was among the lowest in the U.S., according to the Bureau of Labor Statistics.
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#24. North Carolina
Average Cost of Living Index: 95.7
Despite its low cost of living, North Carolina has some of the top health care facilities in the country, an extensive education system, and easy transportation, including four international airports, according to the North Carolina Department of Commerce. North Carolina boasts a diverse technology, finance, and aerospace job market. The state has the country’s lowest corporate income tax rate, according to the nonprofit Tax Foundation. That helps keep prices low and the state more affordable.
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#23. Wisconsin
Average Cost of Living Index: 95.5
Wisconsin has a conservative fiscal policy and experienced the lowest state and local tax burden in 50 years in 2022, according to a report by the Wisconsin Policy Forum. Lower taxes keep the state more affordable for residents and businesses. According to the Energy Information Administration, Wisconsin is one of the nation’s top fuel ethanol producers. Since Wisconsin is not as heavily dependent on imported energy sources as many other states, its gas prices tend to stay lower than elsewhere.
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#22. Kentucky
Average Cost of Living Index: 94.9
According to AAA’s national gas prices index, Kentucky’s gas prices are consistently lower than the national average. Kentucky has some of the lowest electricity prices east of the Mississippi River, according to the Energy Information Administration. Low gas and utilities costs are key factors in the overall cost of living.
Hank Shiffman // Shutterstock
#21. South Dakota
Average Cost of Living Index: 94.5
South Dakota does not have an individual or corporate income tax, which keeps more money in residents’ and business owners’ pockets. Natural gas and electricity prices for residents and businesses are much lower in South Dakota than the national average, according to the Energy Information Administration.
PQK // Shutterstock
#20. South Carolina
Average Cost of Living Index: 94.3
The average home price in South Carolina in 2022 was $239,500, according to a Rocket Homes analysis. That’s about half the national average of $449,300 calculated by the Federal Reserve Bank of St. Louis. In addition to lower home prices, South Carolina also collects fewer tax dollars per resident than all but seven states, according to a Tax Foundation analysis of state tax revenues. Lower taxes and home prices mean more money in residents’ pockets, lowering the overall cost of living.
turtix // Shutterstock
#19. New Mexico
Average Cost of Living Index: 94.0
New Mexico residents pay the lowest monthly energy bills out of all 50 states and are beaten only by the District of Columbia, according to WalletHub. The cost of food in New Mexico was 5.4% below the national average in 2021. Lower food and utility expenses help keep New Mexico’s overall cost of living down.
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#18. Louisiana
Average Cost of Living Index: 93.6
On average, Louisiana housing costs are 13% lower than the national average, according to the Council for Community and Economic Research. But living in New Orleans costs as much as 20% more than anywhere else in the state. Louisiana has a lot of oil refining, so gas doesn’t need to travel as far to be sold, making fuel prices lower than the national average. When crude oil doesn’t need to travel long distances, the markup for gas is much lower.
DiegoMariottini // Shutterstock
#17. Illinois
Average Cost of Living Index: 92.6
More than 1 in 5 Illinois residents live in or near Chicago, the third most populous city in the United States. The farther away someone lives from the Windy City, the lower the cost of living, including home prices, an average of 20% less than the national average.
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#16. Wyoming
Average Cost of Living Index: 92.5
Wyoming has no personal or corporate income tax, leaving residents with more disposable income. Wyoming’s tax system is ranked #1 overall by the Tax Foundation, which says its taxes are the most business-friendly in the nation. Wyoming produces both coal and renewable energy, making utility costs almost 20% lower than the national average.
Roschetzky Photography // Shutterstock
#15. Texas
Average Cost of Living Index: 92.5
As housing costs continue to rise across much of the U.S., the average housing costs in Texas remain 15% lower than the national average. Texas does not have a state income tax, giving residents more disposable income.
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#14. Michigan
Average Cost of Living Index: 92.2
Housing costs are almost 20% cheaper in Michigan than the national average. In 2022, two Michigan cities—Detroit and Grand Rapids—ranked in the top 20 affordable housing markets internationally, according to a report by the Urban Reform Institute and the Frontier Centre for Public Policy.
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#13. Nebraska
Average Cost of Living Index: 91.9
According to the Nebraska Department of Environment and Energy, Nebraska is the only state to generate electricity solely from publicly-owned power systems. As a result, electricity in Nebraska costs 25.6% less than the national average. As food costs rise across the United States, Nebraska’s reliance on locally grown food has kept prices more stable than in other parts of the country.
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#12. Ohio
Average Cost of Living Index: 91.9
Ohio residents can thank affordable housing for their low cost of living, with housing costs almost 25% lower than the national average, according to a 2022 report by the Council for Community and Economic Research. Ohio’s two largest cities, Columbus and Cleveland, offer a city feel without the high cost of living of other Midwestern cities like Chicago.
Trong Nguyen // Shutterstock
#11. Arkansas
Average Cost of Living Index: 90.6
It’s easy to find affordable housing in Arkansas, where housing costs are 22% less than the national average. Arkansas’ transportation costs are 9% lower than the national average and about two-fifths of the U.S. population lives within 550 miles of the state’s borders, according to the Arkansas Economic Development Commission.
Nolichuckyjake // Shutterstock
#10. Tennessee
Average Cost of Living Index: 90.2
Tennessee has no personal income tax, keeping household expenses slightly lower than elsewhere. The state also has a low unemployment rate, at 3.5% at the end of 2022, according to the Bureau of Labor Statistics. More good news for Tennesseeans: The average effective property tax rate in 2022 in the state was only 0.56%.
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#9. West Virginia
Average Cost of Living Index: 90.0
West Virginia has the lowest housing costs of any U.S. state besides Mississippi—less than 30% of the national average, according to the 2022 Council for Community and Economic Research report. However, that’s in part due to the fact that West Virginia’s average income is low, and 16.8% of the population lives in poverty, according to the Census Bureau.
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#8. Indiana
Average Cost of Living Index: 89.9
Indiana’s housing market is not very competitive. But even with housing costs 22% lower than the national average, the ratio between income and housing costs is the worst in the Midwest for low-income residents, according to a 2022 Prosperity Indiana report. The state’s reliance on coal rather than clean energy put its average utility costs almost 4% higher than the national average.
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#7. Iowa
Average Cost of Living Index: 89.2
Iowa is one of the nation’s more affordable states, with residents paying 28% less in housing than the national average and a median home value of only $160,700. Iowa also has a high percentage of homeownership: at least 7 in 10 residents own their homes, according to the Census Bureau.
Paul Brady Photography // Shutterstock
#6. Missouri
Average Cost of Living Index: 89.1
Missouri boasts low unemployment rates, diverse career opportunities, and housing costs 20% below the national average. Transportation costs are 7% lower than the national average, and the average commute time is only 23 minutes, according to the Census Bureau.
ESB Professional // Shutterstock
#5. Georgia
Average Cost of Living Index: 88.6
Housing costs in Georgia are incredibly affordable and, on average, 24% lower than the national average. In 2022, the median home value was $206,700, according to the Census Bureau. The National Association of Realtors named Atlanta as the top housing market to watch in 2023. According to AAA, gas prices in Georgia are also lower than the national average.
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#4. Alabama
Average Cost of Living Index: 88.1
Alabama has some of the lowest gas prices in the nation, according to AAA. Paying less at the pump is partly due to Alabama’s proximity to oil refineries. While housing prices in Alabama are 30% lower than the national average, the education system consistently ranks as one of the worst in the country.
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#3. Kansas
Average Cost of Living Index: 87.5
Housing costs in Kansas are almost 30% lower than the national average. According to the Census Bureau, the average rent in Kansas is $912, and the average home value is $164,800. Kansas also has some of the lowest food costs nationwide, according to a 2021 study by Move.org, which looked at grocery costs in each state’s most populous city.
TLF Images // Shutterstock
#2. Oklahoma
Average Cost of Living Index: 85.8
Oklahoma’s utility costs are 9% less than the national average. The state is one of the nation’s top natural gas and crude oil producers, according to the Energy Information Administration. That’s likely one reason AAA says the state has some of the lowest gas prices in the country. Oklahoma housing prices are almost 30% below the national average, making this state the second-lowest in the country for cost of living.
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#1. Mississippi
Average Cost of Living Index: 85.0
Mississippi has the lowest cost of living in the nation, with housing costs 32% lower than the national average. While the cost of living may be lower, according to the Census Bureau, almost 20% of the state lives in poverty. Mississippi consistently ranks as one of the worst states for public education, and nearly 15% of people under 65 have no health insurance.

Founded in 2017, Stacker combines data analysis with rich editorial context, drawing on authoritative sources and subject matter experts to drive storytelling.
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Business
Tech agility and relationship building among pillars of digital transformation for CIOs, HBR report finds
A look at HBR’s recent report about the changing role of CIOs and building resilience in digital transformation

Published
3 days agoon
March 24, 2023By
Veronica Ott
HBR recently released a report (sponsored by Red Hat as part of The Enterprisers Project), on the changing roles and landscapes of Chief Information Officers (CIOs) leading organizations through digital transformation.
The goal? Resilience.
Specifically, resilience in an organization’s people, business processes, and tech infrastructure.
But don’t get too caught up in the tech just yet. As UC Dublin business professor Joe Peppard is quoted in the report, “digital transformation is less a technology challenge and more a leadership one.”
HBR shares how CIOs can step up to the plate with leadership that fosters resilience amidst digital transformation:
Adaptability for CIOs and the organizations they lead
Digital transformation is a response to change, whether that change is innovation, customer demands, or industry trends. Today’s CIO must prepare their organizations to adapt to those changes, specifically:
- Adapt new processes to speed up product development
- Collaborate to create new business models
- Respond faster to client demands
- Experiment and pivot quickly
- Attract and retain IT talent
To achieve all that, the role of CIO has quickly expanded its job duties. Indeed, 89% of CIOs feel their role has become “more important,” the report found, while 88% agree their role is the most “critical component” of their organization’s sustenance.
What do these expanded duties look like, apart from leading adaptable organizations? The CIO is an educator, coach, strategic adviser, entrepreneur, relationship builder, and change agent. HBR even includes “evangelist” in the mix.
Managing expectations, relationships, and talent
Communication and relationship building are increasingly important, even in a tech-dominated industry. HBR cites an IDC statement that CIOs will even out inflation, shortages, and other economic changes through negotiations and relationship building.
Of course, that communication is vital internally as well. CIOs need to lead staff, managers, and executives through pivoting plans, unpredictable results, and changing expectations. How? Through empathy, a vital component in supporting a successful organization and successful professionals within one. This also includes fostering safety, diversity, personal growth, inclusion, and autonomy for experimentation, and learning from failures.
Finally, there comes the talent — starting at recruitment, all the way to career development and flexible work arrangements for IT staff.
Making tech more agile
CIOs can’t do this on their own. However, they can embrace transformation tools and support their organization using them. HBR cites a PwC study on strategies for adapting to new tech tools, including:
- Making an IT strategy more agile
- Using infrastructure investment to move to the cloud
- Leveraging data and analytics to inform strategic decisions
CIOs aren’t just responsible for securing the new tech. They also need to strategically and operationally decide how to best harness each tech’s capabilities. The answer comes from the entire organization, as business operations and IT become unsiloed to support better collaboration.
Read the full report.

Veronica Ott is a freelance writer and digital marketer with a specialization in finance and business. As a CPA with experience in the industry, she’s able to provide unique insight into various monetary, financial and economic topics. When Veronica isn’t writing, you can find her watching the latest films!
Business
Why aren’t more people buying their cars online?
A 2021 Carfax survey found that only 8% of buyers want to buy their next new or used car online.

Published
3 days agoon
March 23, 2023By
Dave Gordon
The Covid-19 pandemic drove us into quarantine and lockdowns, and if you happened to be in the market for a new or used car, you probably weren’t schlepping to a dealership to make the purchase in-person. Rather, online transactions increased, and some say that’s the direction automotive retail we’ll continue to go.
According to a study by Capital One Auto Navigator, 56 percent of car dealers stepped up their use of digital tools in response to the pandemic. A Think with Google article said 63 percent of auto purchasers would consider ordering their next car online.
Besides Tesla’s online-only sales, online car sales have been around for some time, with various outlets including Cardoor.ca, Canadadrives.ca, Clutch.ca, Carnex.ca, Carvana and Vroom. But the pandemic served “as a catalyst to accelerate this transformation,” said Jessica Stafford, Senior Vice President, Consumer Solutions, Cox Automotive.
A 2022 study from Cox revealed that 81 percent of car shoppers felt that learning about their car online “improved the overall buying experience.” That included locating a dealer, looking up prices, finding vehicle specs, financing qualifications, investigating insurance products, and more.
“Amazon has trained consumers to be accustomed to being able to order whatever they need, not considering where it came from so long as they receive it in a timeframe that suits them, the price is within their budget, and the item is returnable,” she said. “This macro trend is now influencing car purchasing behavior with consumers open to receiving their cars from somewhere beyond their local market, as long as other conditions are favorable. In fact, many consumers now expect this, and are willing to pay a premium for some of these services.”
Cox’s data reveals buyers who complete more than 50 percent of the car shopping journey online were the most satisfied among all buyers. Reinforcing this view, Vog App Developers is expecting web-based apps for car consumers to become more the norm. That’s confirmed in this piece by Semetrical, that said nearly half of consumers are using their mobile devices to research their new car.
Unfortunately, the industry isn’t keeping up. OSF Digital reported that almost eighty per cent of dealerships’ websites lacked the functionality for proper vehicle searches, and just over five per cent had 360-view photographs of their stock.
Michael Carmichael, president and CEO of UpAuto.ca, said that though there’s a big push from auto makers and dealers to develop the online funnel, “there is very little demand. It’s the biggest solution looking for a problem.” He believes “the emotional tie to an auto purchase is reduced dramatically. People want to come to see the car themselves and they want a relationship with the seller.”
On the one hand, the online factor “plays a big role in an educational perspective — people doing their homework, [getting] information, and lots of pictures, and detail.”
On the other hand, however, there are too many drawbacks: “How does my child seat fit in the back? What if it’s a smoker’s car? You can return it, but who wants to go through that hassle? It’s a lot of money,” says Carmichael.
And he may be right: according to a 2021 Carfax Canada survey, only eight percent of Canadian buyers of new or used vehicles want to buy their next vehicle online.
One challenge he has faced is attempted digital fraud — two attempts in recent weeks — an issue he says is rampant. “There still has to be a signature, and someone has to validate that you are who you say you are,” noting that as a lingering problem with online sales. By the end of 2021, digital fraud had been twice the problem in Canada than anywhere else in the world.
Sam Lee, Carnex.ca’s finance manager, sees things differently.
“Purchasing a vehicle online is very straightforward,” he said. “It includes the vehicle’s imperfections and often, a good return policy. “What I see is the best model would be a hybrid system,” or more of an omnichannel approach. “In-person dealerships are time-consuming with pushy salespeople.”
EpicVin has delivered vehicle history reports for car buyers and displays used cars online, while working with hundreds of dealerships. Alex Black, its Chief Marketing Officer, says that photographs of cars have improved over time, as sellers have become more marketing savvy.
“Nowadays, using the VR technologies, one can even create a model of a perfect car and to order it. So we can definitely say that the world of technologies introduced significant changes in the online car selling process.” On this point, the US Automotive Dealership Benchmark Study saw a direct correlation of sales to VR availability.
Zach Klempf, founder and CEO of Selly Automotive, is an automotive market contributor who has been featured in CNBC, Forbes, and other outlets.
“For the part of the industry where there is more wear and tear on the car, it gets hard to sell that entirely online,” he explained. “But if it’s a commodity like a brand new Camry or Corolla under warranty, no major incidents, there is a market for it. Some consumers go into dealerships
and completely change their mind on the car they want to buy once they see it and physically drive it.”
But things are looking a bit shaky for the online car industry, with volatile economic factors, noted Geoff Cudd, the CEO and founder of Find the Best Car Price. “With a diminishing supply of vehicles for sale, and the highest interest rates seen in years, the average price of a car is out of reach for the typical buyer. This is hurting all dealerships, but especially the online dealerships who overpaid to acquire vehicles from customers and they are now being forced to downsize in order to stay afloat.”
Betakit in January confirmed as such, reporting that layoffs have been increasing in the market.
Clutch and Canada Drives recently announced staff cuts, citing poor economic conditions. A representative from Clutch blamed a variety of factors, including “rising rates, supply chain disruptions, and volatile pricing.”
New York Times reported that Carvana took a quarterly loss of more than a half-billion dollars, and laid off four thousand staff. In the past year, used car values have dropped 20 percent, leaving dealers to offload stock for far less than they paid, according to the Times. Cox Automotive said that 2023 sales will likely be half of the year before.
It looks like in-person shopping is here to stay, at least in the foreseeable: “There is still a general resistance by dealerships to complete the entire transaction online. Most dealers still push for an in-person meeting where they are more confident that the sales process will result in additional sales of high-margin items for the dealership,” said Cudd.
The Covid-19 pandemic drove us into quarantine and lockdowns, and if you happened to be in the market for a new or used car, you probably weren’t schlepping to a dealership to make the purchase in-person. Rather, online transactions increased, and some say that’s the direction automotive retail we’ll continue to go.
According to a study by Capital One Auto Navigator, 56 percent of car dealers stepped up their use of digital tools in response to the pandemic. A Think with Google article said 63 percent of auto purchasers would consider ordering their next car online.
Besides Tesla’s online-only sales, online car sales have been around for some time, with various outlets including Cardoor.ca, Canadadrives.ca, Clutch.ca, Carnex.ca, Carvana and Vroom. But the pandemic served “as a catalyst to accelerate this transformation,” said Jessica Stafford, Senior Vice President, Consumer Solutions, Cox Automotive.
A 2022 study from Cox revealed that 81 percent of car shoppers felt that learning about their car online “improved the overall buying experience.” That included locating a dealer, looking up prices, finding vehicle specs, financing qualifications, investigating insurance products, and more.
“Amazon has trained consumers to be accustomed to being able to order whatever they need, not considering where it came from so long as they receive it in a timeframe that suits them, the price is within their budget, and the item is returnable,” she said. “This macro trend is now influencing car purchasing behavior with consumers open to receiving their cars from somewhere beyond their local market, as long as other conditions are favorable. In fact, many consumers now expect this, and are willing to pay a premium for some of these services.”
Cox’s data reveals buyers who complete more than 50 percent of the car shopping journey online were the most satisfied among all buyers. Reinforcing this view, Vog App Developers is expecting web-based apps for car consumers to become more the norm. That’s confirmed in this piece by Semetrical, that said nearly half of consumers are using their mobile devices to research their new car.
Unfortunately, the industry isn’t keeping up. OSF Digital reported that almost eighty per cent of dealerships’ websites lacked the functionality for proper vehicle searches, and just over five per cent had 360-view photographs of their stock.
Michael Carmichael, president and CEO of UpAuto.ca, said that though there’s a big push from auto makers and dealers to develop the online funnel, “there is very little demand. It’s the biggest solution looking for a problem.” He believes “the emotional tie to an auto purchase is reduced dramatically. People want to come to see the car themselves and they want a relationship with the seller.”
On the one hand, the online factor “plays a big role in an educational perspective — people doing their homework, [getting] information, and lots of pictures, and detail.”
On the other hand, however, there are too many drawbacks: “How does my child seat fit in the back? What if it’s a smoker’s car? You can return it, but who wants to go through that hassle? It’s a lot of money,” says Carmichael.
And he may be right: according to a 2021 Carfax Canada survey, only eight percent of Canadian buyers of new or used vehicles want to buy their next vehicle online.
One challenge he has faced is attempted digital fraud — two attempts in recent weeks — an issue he says is rampant. “There still has to be a signature, and someone has to validate that you are who you say you are,” noting that as a lingering problem with online sales. By the end of 2021, digital fraud had been twice the problem in Canada than anywhere else in the world.
Sam Lee, Carnex.ca’s finance manager, sees things differently.
“Purchasing a vehicle online is very straightforward,” he said. “It includes the vehicle’s imperfections and often, a good return policy. “What I see is the best model would be a hybrid system,” or more of an omnichannel approach. “In-person dealerships are time-consuming with pushy salespeople.”
EpicVin has delivered vehicle history reports for car buyers and displays used cars online, while working with hundreds of dealerships. Alex Black, its Chief Marketing Officer, says that photographs of cars have improved over time, as sellers have become more marketing savvy.
“Nowadays, using the VR technologies, one can even create a model of a perfect car and to order it. So we can definitely say that the world of technologies introduced significant changes in the online car selling process.” On this point, the US Automotive Dealership Benchmark Study saw a direct correlation of sales to VR availability.
Zach Klempf, founder and CEO of Selly Automotive, is an automotive market contributor who has been featured in CNBC, Forbes, and other outlets.
“For the part of the industry where there is more wear and tear on the car, it gets hard to sell that entirely online,” he explained. “But if it’s a commodity like a brand new Camry or Corolla under warranty, no major incidents, there is a market for it. Some consumers go into dealerships
and completely change their mind on the car they want to buy once they see it and physically drive it.”
But things are looking a bit shaky for the online car industry, with volatile economic factors, noted Geoff Cudd, the CEO and founder of Find the Best Car Price. “With a diminishing supply of vehicles for sale, and the highest interest rates seen in years, the average price of a car is out of reach for the typical buyer. This is hurting all dealerships, but especially the online dealerships who overpaid to acquire vehicles from customers and they are now being forced to downsize in order to stay afloat.”
Betakit in January confirmed as such, reporting that layoffs have been increasing in the market.
Clutch and Canada Drives recently announced staff cuts, citing poor economic conditions. A representative from Clutch blamed a variety of factors, including “rising rates, supply chain disruptions, and volatile pricing.”
New York Times reported that Carvana took a quarterly loss of more than a half-billion dollars, and laid off four thousand staff. In the past year, used car values have dropped 20 percent, leaving dealers to offload stock for far less than they paid, according to the Times. Cox Automotive said that 2023 sales will likely be half of the year before.
It looks like in-person shopping is here to stay, at least in the foreseeable: “There is still a general resistance by dealerships to complete the entire transaction online. Most dealers still push for an in-person meeting where they are more confident that the sales process will result in additional sales of high-margin items for the dealership,” said Cudd.

Dave is a journalist whose work has appeared in more than 100 media outlets around the world, including BBC, National Post, Washington Times, Globe and Mail, New York Times, Baltimore Sun.

The Midwest may be best known for its big cities of Chicago, Detroit, and Indianapolis, but prospective homebuyers may want to turn their attention to the region’s small towns.
Across the 12 Midwest states are suburban and rural villages with more charm than size, which make for an ideal home. What these towns lack in size, they more than make up for in historical sites, lush woodlands, and friendly locals. Plus, residents can enjoy the accessibility to larger cities nearby without enduring the hustle and bustle of living in them.
To determine which of the Midwest’s small towns are the best places to live, Stacker used data from Niche’s 2022 Best Places to Live and narrowed the results to places in the Midwest with less than 5,000 residents. Niche determined its rankings by assessing factors such as cost of living, quality of public schools, crime and safety, and access to health resources. For each town, Stacker included the population, percentage of homeowners, percentage of renters, and median income.
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SilentMatt Psychedelic // Wikimedia Commons
#25. Glenwillow, Ohio
– Population: 861
– Median home value: $225,000 (84% own)
– Median rent: $716 (16% rent)
– Median household income: $84,000
Founded in 1893 as a company town by ammunition manufacturer Austin Powder Company, Glenwillow, Ohio, has been revamped. Old manufacturing facilities and housing stock have been replaced with boutiques, restaurants, and a modernized residential district. The quaint village is also part of the Solon School District, consistently rated as one of the best school systems in the state.
Lrgjr72 // Wikimedia Commons
#24. Franklin, Michigan
– Population: 2,790
– Median home value: $612,900 (93% own)
– Median rent: $3,354 (7% rent)
– Median household income: $155,703
With an impressive amount of preserved historical architecture dating to the early 19th century, Franklin, Michigan, is home to the state’s first designated historic district and is listed on the National Register of Historic Places. The town, just 20 minutes from Detroit, is renowned for its large homes.
N K // Shutterstock
#23. Tower Lakes, Illinois
– Population: 1,340
– Median home value: $465,800 (97% own)
– Median rent: $2,350 (3% rent)
– Median household income: $148,750
This small town is much more than just a Chicago suburb, although its proximity to the Windy City is part of its appeal. Tower Lakes, Illinois, is built around two lakes and prides itself on preserving the health and beauty of its environment. Residents regularly participate in reforestation and clean-up efforts; the town has been designated as a “tree city” by the Arbor Day Foundation for more than 25 years.
Jim Packett // Shutterstock
#22. Bayside, Wisconsin
– Population: 4,579
– Median home value: $349,000 (79% own)
– Median rent: $1,411 (21% rent)
– Median household income: $114,814
Bayside, Wisconsin, is a village in Milwaukee that is home to an environmentally minded community—with 15% of the town’s total acreage devoted to nature conservation. It’s home to the Schlitz Audubon Nature Center, with six miles of trails through woods and along Lake Michigan.
Quint2724 // Wikimedia Commons
#21. Westwood, Kansas
– Population: 1,834
– Median home value: $315,400 (81% own)
– Median rent: $1,520 (19% rent)
– Median household income: $77,750
Westwood is a town in northeastern Kansas that features large parks, cycling trails, and a variety of shops and restaurants. It is also home to several University of Kansas hospital facilities, including the University of Kansas Cancer Center.
David Papazian // Shutterstock
#20. Meridian Hills, Indiana
– Population: 1,736
– Median home value: $554,900 (100% own)
– Median rent: $2,667 (0% rent)
– Median household income: $172,969
Located just six miles from Indianapolis, Meridian Hills, Indiana, is best known for its high-end residential community. Established in 1937, the 1.5-square-mile town is characterized by rolling hills, rippling streams, and trails for hiking.
Ursula Page // Shutterstock
#19. Fairway, Kansas
– Population: 4,147
– Median home value: $459,600 (91% own)
– Median rent: $1,642 (9% rent)
– Median household income: $136,579
Located close to several golf courses, this small town lives up to the inspiration behind its name with its expansive green lawns. Fairway, Kansas, is also rich in historical sites, including one National Historic Landmark—the Shawnee Indian Mission State Historic Site.
David Prahl // Shutterstock
#18. River Hills, Wisconsin
– Population: 1,496
– Median home value: $637,900 (97% own)
– Median rent: $99 (3% rent)
– Median household income: $178,750
River Hills, Wisconsin, has a rich history as a summer and vacation home destination for wealthy Midwesterners. The local country club held fox hunts and polo matches well into the 1960s. The town housed a Nike anti-aircraft missile site during the Cold War. Today, the community is the only one in Milwaukee County that is zoned 100% residential, with exceptions for a country club, houses of worship, a school, and a sculpture garden.
Stephanie Frey // Shutterstock
#17. Moreland Hills, Ohio
– Population: 3,436
– Median home value: $463,000 (94% own)
– Median rent: $1,723 (6% rent)
– Median household income: $182,100
Located just 14 miles from Cleveland, Moreland Hills, Ohio, is an affluent suburb that prides itself on its history. The town is the birthplace of 20th president James A. Garfield. He is commemorated with four key sites along the Garfield Trail of Ohio, including a replica of the log cabin where Garfield was born.
Monkey Business Images // Shutterstock
#16. Orange, Ohio
– Population: 3,410
– Median home value: $373,600 (92% own)
– Median rent: $2,262 (8% rent)
– Median household income: $133,681
Orange, Ohio, is a Cleveland suburb with more than 60 acres of park space, including a golf course, hiking trails, and community garden. The town center frequently hosts festivals and celebrations for the close-knit community.
WNstock // Shutterstock
#15. Kildeer, Illinois
– Population: 4,093
– Median home value: $639,900 (99% own)
– Median rent: $961 (1% rent)
– Median household income: $226,375
Kildeer, Illinois, is a Chicago suburb consisting of several upscale residential areas and four shopping centers. Its founders limited housing development exclusively to custom houses on large lots. The town is home to Kemper Lakes, a prestigious golf club that has hosted many major golf championships, including the PGA Championship.
dezy // Shutterstock
#14. Leland Grove, Illinois
– Population: 1,336
– Median home value: $235,100 (95% own)
– Median rent: $1,059 (5% rent)
– Median household income: $123,810
Founded in 1950, Leland Grove offers residents plenty of trails and parks for a breath of fresh air in addition to a variety of restaurants and shops. The Springfield, Illinois, suburb covers 400 acres of grasslands and is known for its lush greenery.
On The Run Photo // Shutterstock
#13. Kenilworth, Illinois
– Population: 2,423
– Median home value: $1,286,500 (95% own)
– Median rent: $3,501 (5% rent)
– Median household income: $250,001
Kenilworth, Illinois, founded in 1889, is a Chicago suburb bordering Lake Michigan. The town is home to some impressive architecture thanks to the city’s former architect and town planner George W. Maher, a colleague of Frank Lloyd Wright. Wright’s own structure, a Prairie School-style home named the Hiram Baldwin House, is also located in the village.
Lori Butcher // Shutterstock
#12. Riverwoods, Illinois
– Population: 3,742
– Median home value: $705,700 (95% own)
– Median rent: $3,238 (5% rent)
– Median household income: $213,068
Riverwoods, Illinois, is a village on the banks of the Des Plaines River located within flourishing, expansive woodlands. The town prides itself on its scenery and actively involves community members in protecting the surrounding environment.
BublikHaus // Shutterstock
#11. Warson Woods, Missouri
– Population: 2,229
– Median home value: $470,500 (98% own)
– Median rent: $1,450 (2% rent)
– Median household income: $173,333
Warson Woods, Missouri, is a town just west of St. Louis and offers residents an abundance of services, including a pool, pavilion for parties, and food truck nights in the summer.
ET Tisomboon // Shutterstock
#10. Lauderdale, Minnesota
– Population: 2,479
– Median home value: $235,500 (50% own)
– Median rent: $1,220 (50% rent)
– Median household income: $68,313
Lauderdale, Minnesota, five miles from Minneapolis, offers residents a mix of urban and suburban living with its combination of shopping districts and residential neighborhoods. The town was named after businessman William Henry Lauderdale, who purchased and donated the land that became the site of the town’s first school and park.
JonHarder // Wikimedia Commons
#9. Hesston, Kansas
– Population: 3,823
– Median home value: $147,300 (55% own)
– Median rent: $658 (45% rent)
– Median household income: $57,370
Hesston, Kansas, is a tightly knit community located 30 miles from Wichita. The town regularly involves residents in cleanup and other initiatives to preserve its scenic environment, which includes expansive fields, parks, and a golf course. The town is also home to two large farm equipment manufacturing plants.
Greg Hume // Wikimedia Commons
#8. Mariemont, Ohio
– Population: 3,497
– Median home value: $407,800 (70% own)
– Median rent: $1,192 (30% rent)
– Median household income: $120,281
Much of Mariemont, Ohio, is built in classic English architectural styles, ranging from the Norman to the Georgian. The village square is designed in Tudor style, and the town is one of the few in America to still have a town crier. Its dedication to preserving bygone eras has earned the town a spot on the National Register of Historic Places.
David Papazian // Shutterstock
#7. Oakland, Missouri
– Population: 1,473
– Median home value: $343,400 (79% own)
– Median rent: $1,234 (21% rent)
– Median household income: $106,597
Oakland, Missouri, may have a total area of just 0.61 square miles, but it wastes no space—the town contains three city parks and plenty of shops and restaurants. The community prides itself on the variety of architecture found within the city limits, which includes everything from arts-and-crafts-style cottages to modern homes.
Appz Dreamer // Shutterstock
#6. Rock Hill, Missouri
– Population: 4,728
– Median home value: $212,000 (84% own)
– Median rent: $1,122 (16% rent)
– Median household income: $78,529
Rock Hill, Missouri, is a suburb of St. Louis. It is a lovely mix of commercial and residential properties. The 1841 Greek Revival Fairfax House is listed on the National Register of Historic Places.
Kamil Zelezik // Shutterstock
#5. Bannockburn, Illinois
– Population: 1,315
– Median home value: $987,500 (84% own)
– Median rent: $1,075 (16% rent)
– Median household income: $147,500
Bannockburn, Illinois, was developed by a Scottish real estate developer who planned a number of country estates for residents to live on in the early 20th century. The town was originally planned to be purely residential, but today has a mix of business and residential buildings, affording residents a peaceful place to live while also giving them easy access to goods and services.
Kristi Blokhin // Shutterstock
#4. Sixteen Mile Stand, Ohio
– Population: 3,589
– Median home value: $479,800 (56% own)
– Median rent: $1,384 (44% rent)
– Median household income: $109,142
Sixteen Mile Stand, Ohio, was originally a stagecoach stop 16 miles from Cincinnati. Today, an extensive park system offers residents plenty of green space, and lots of local sports opportunities. Trails built around the city also allow hikers to get moving any time they like.
Asher Heimermann // Wikimedia Commons
#3. Kohler, Wisconsin
– Population: 2,072
– Median home value: $284,000 (91% own)
– Median rent: $1,208 (9% rent)
– Median household income: $111,563
Kohler, Wisconsin, was founded in the early 20th century as a company town for the Kohler Company, best known for its plumbing equipment. Kohler is still the largest employer in the town and abides by the standards set by its founder to create and maintain a hybrid garden-industrial town with charm and character.
LittleT889 // Wikimedia Commons
#2. Frontenac, Missouri
– Population: 3,614
– Median home value: $757,700 (98% own)
– Median rent: $1,707 (2% rent)
– Median household income: $200,625
Frontenac, Missouri, is an elegant town just west of St. Louis. It is mixed commercial and residential, with Plaza Frontenac, a luxurious historic shopping mall, sitting in its center. Numerous homes in the town were built in the mid-19th century.
Artazum // Shutterstock
#1. Ottawa Hills, Ohio
– Population: 4,762
– Median home value: $297,700 (86% own)
– Median rent: $1,580 (14% rent)
– Median household income: $165,938
When the hit film “Mr. Blandings Builds His Dream House” premiered in 1948, the studio built a replica house right in Ottawa Hills, Ohio, as a promotion for the movie. The town was the perfect idyllic setting for a replica house, which is now a family home.

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